Social engineering attacks subvert you, the user, rather than your device, but many antivirus products include protection against phishing and similar attacks. Without antivirus protection, you could find your Mac running hot due to a crypto-mining bot, or you might lose your best pics and videos to ransomware. There’s also no question that coding malware to run on Windows or Android is easier because macOS is more tightly locked down. There’s no question, Macs can suffer malware attacks, especially if you dabble in pirated software.
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